Policy Round Up: The New Companies Act and How it Concerns You

On August 7, 2020, President Muhammadu Buhari signed the Companies and Allied Matters Bill into law. And that’s a big deal. The Act was passed by the National Assembly in 2018 but was refused assent. Well, ta-dah! The Companies and Allied Matters Act (CAMA) promises to ease business in Nigeria by reducing regulatory hurdles and compliance costs. The bigger picture is more jobs and investments. Today, in simple English, we take a quick look at the most significant changes this Act brings. Let’s take 5 eh?

1. Yaay! We’re going online!

The new CAMA has moved things online for private companies. It provides for electronic filing and electronic transfer of shares. Electronic meetings too. Section 861 provides that certified true copies (CTCs) of electronically filed documents are admissible as evidence in a court, the same way original documents are admissible. Also, section 176(1) of the Act provides that instruments of transfer of shares shall include electronic instruments of transfer.

Oh, virtual Annual General Meetings too. The Act provides that a company can hold its AGMs virtually, as long as they comply with its Articles of Association. So, stakeholders can be anywhere in the world during such meetings. This is especially relevant in these Corona times, don’t you think?

2. New kinds of businesses!

Section 18(2) makes it possible to form a company with only one member. Yup, just you. Importantly, this new CAMA introduces the creation of Limited Liability Partnerships and Limited Partnerships. These are a hybrid of companies and partnerships and were already operative in Lagos (under its Partnership Law). LPs and LLPs enjoy the flexibility of partnerships as well as the limited liability of companies.

Oh, mergers are now plausible for Incorporated Trustees (not just companies). Incorporated Trustees are usually NGOs, schools, churches, etc. According to Section 849 of the new Act, two or more associations that share the same objectives can merge, subject to the directions of the Corporate Affairs Commission (CAC).

3. Exemption from appointments.

The former CAMA had extensive provisions on persons you must appoint for several compulsory roles. For instance, a company had to appoint auditors at its annual general meeting to audit its financial records. Section 401 of the new CAMA expunges this requirement. Also, all companies were mandated to appoint a company secretary. Section 330(1) of the new CAMA removes this requirement for private companies.

In addition, small companies are now allowed to have a minimum of one director, as opposed to the requirement of two directors under the former CAMA.

4. Transparency and Protection.

Many provisions of the new CAMA are all about that transparency life. First, Section 307(1) of the Act prohibits a person from being director in more than five public companies at the same time. Second, a company is now required to disclose persons who have significant control in a register. Significant control involves holding shares amounting to 10% of voting rights. Section 119 of the new CAMA imposes an obligation on these companies to disclose the capacity in which shares are held (whether in person or by nominees).

Finally, in order to protect the minority shareholders, section 265(6) prohibits firms from appointing the same person as Chairman and CEO of a private company.

5. Fees and ease.

There is more! The filing fees for charges have been reduced from 1% and 2% for private and public companies to only 0.35% of the value of the charge. Also, the old CAMA required companies to own a common seal, used to authenticate their documents. Section 98 of the new CAMA says nah, no need.

Under the old CAMA, when you filed your incorporation documents, you also had to file a Declaration of Compliance. This Declaration had to be signed by a lawyer or attested to by a notary public. Under the new CAMA however, this document has been replaced with a Statement of Compliance. Section 40(1) provides that this Statement can simply be signed by you or your agent.

Speaking about replacements, one final one! The concept of authorized share capital has been replaced with minimum issued share capital. What matters is no longer the share capital of the company but the number of shares alloted. This way, promoters of a company only need to pay for shares when they actually need them.

The new CAMA rides on the back of the Finance Act, a comprehensive law that improved several tax legislations in the country. A tax drive is visible in the new CAMA, the government is easing and mandating registrations so it can expand the tax bracket. But CAMA is also good news for MSMEs (micro, small and medium enterprises) especially. The Nigerian market is dominated by MSMEs so easing formation and independence for them is important.

Oh well, we have come to the end again. More information next week.

Until then, peace!

3,519 comments

  1. I do agree with all of the ideas you’ve presented in your post. They are very convincing and will certainly work. Still, the posts are too short for starters. Could you please extend them a little from next time? Thanks for the post.

  2. What’s Going down i am new to this, I stumbled upon this I’ve found It absolutely useful and it has aided me out loads. I am hoping to give a contribution & assist other users like its helped me. Great job.

  3. Hey! This is my first visit to your blog!We are a collection of volunteers and starting a new initiative in acommunity in the same niche. Your blog provided us valuable information to work on.You have done a outstanding job!

  4. Hi, I do believe this is a great blog. I stumbledupon it 😉 I may come back once again since i have book marked it. Money and freedom is the greatest way to change, may you be rich and continue to guide other people.

  5. สาวกผี สาวกหงส์ สาวกสิงห์ สาวกเรือ สาวกไก่ สาวกหมาจิ้งจอก ไม่ว่าคุณจะเป็นสาวกไหนก็ตาม UFABET ขอเป็นส่วนหนึ่งในการแปลงสิ่งที่คุณชื่นชอบเป็นรายได้ ด้วยการชูคาสิโนมาไว้ให้ท่านแทงบอลออนไลน์ได้อย่างไม่ยากเย็นกันเลยขอรับ

  6. magnifіcent points altogether, you simoly гeceived a neew reader.Whatt would you reϲommend in regards to yoursսbmit that you mde a feww days in tthe paѕt? Any positive?

  7. Unless… you’re just looking for the best scooter rental companies in Chiang Mai for travellers? If so, then you’re in luck! Check them out below. While a lot of the advice & tips in this guide will apply to all of Thailand, I’m focussing on Chiang Mai as this is where I’ve done the majority of my scooter riding. If you get the chance to visit Pai, I highly recommend learning the basics there. Traffic is minimal and the roads are wide making them suitable for beginners.

  8. Excellent post. I was checking constantly this blog and I’m impressed! Extremely helpful info specially the last part 🙂 I care for such info much. I was seeking this particular information for a long time. Thank you and best of luck.

  9. Wow that was unusual. I just wrote an very long comment but after I clicked submit my comment didn’t appear. Grrrr… well I’m not writing all that over again. Regardless, just wanted to say superb blog!

  10. Nice post. I learn something totally new and challenging on websites I stumbleupon on a daily basis. It will always be helpful to read articles from other writers and use a little something from their sites.

  11. Hello there, I believe your site may be having internet browser compatibility problems. Whenever I look at your site in Safari, it looks fine however, when opening in I.E., it’s got some overlapping issues. I just wanted to provide you with a quick heads up! Apart from that, excellent website!

  12. I would like to thank you for the efforts you have put in penning this site. I really hope to see the same high-grade content by you in the future as well. In truth, your creative writing abilities has motivated me to get my own website now 😉

  13. Hello there, I do think your site may be having browser compatibility issues. When I take a look at your blog in Safari, it looks fine but when opening in IE, it’s got some overlapping issues. I simply wanted to give you a quick heads up! Besides that, wonderful blog!

  14. I blog often and I genuinely thank you for your content. The article has truly peaked my interest. I am going to book mark your website and keep checking for new information about once per week. I subscribed to your Feed as well.

  15. I seriously love your website.. Excellent colors & theme. Did you make this website yourself? Please reply back as Iím hoping to create my very own website and would like to find out where you got this from or exactly what the theme is named. Thank you!

  16. After going over a number of the blog posts on your website, I really like your technique of blogging. I added it to my bookmark site list and will be checking back in the near future. Please check out my web site as well and let me know how you feel.

  17. Iím impressed, I must say. Rarely do I come across a blog thatís both educative and entertaining, and without a doubt, you’ve hit the nail on the head. The problem is something which not enough men and women are speaking intelligently about. I am very happy I stumbled across this during my hunt for something regarding this.

  18. A fascinating discussion is worth comment. I do believe that you ought to publish more about this topic, it might not be a taboo subject but usually folks don’t talk about these subjects. To the next! Many thanks!

  19. An intriguing discussion is definitely worth comment. I think that you ought to publish more on this issue, it might not be a taboo matter but usually folks don’t talk about these issues. To the next! All the best!!

  20. Very nice info and straight to the point. I don’t know if this is in fact the best place to ask but do you guys have any ideea where to employ some professional writers? Thanks in advance 🙂

  21. Oh my goodness! Incredible article dude! Thanks, However I am going through problems with your RSS. I donít understand why I am unable to subscribe to it. Is there anyone else getting similar RSS problems? Anybody who knows the solution will you kindly respond? Thanks!!

  22. You are so awesome! I don’t believe I’ve read a single thing like this before. So great to discover another person with some original thoughts on this subject. Seriously.. many thanks for starting this up. This site is something that’s needed on the internet, someone with a little originality!

  23. An interesting discussion is worth comment. I do think that you should publish more on this subject matter, it might not be a taboo subject but usually folks don’t discuss these topics. To the next! Cheers!!

  24. After I originally left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I get four emails with the same comment. Perhaps there is an easy method you can remove me from that service? Cheers!

  25. Next time I read a blog, Hopefully it does not disappoint me as much as this particular one. After all, I know it was my choice to read, nonetheless I actually thought you would have something helpful to talk about. All I hear is a bunch of crying about something that you could fix if you were not too busy seeking attention.

  26. Having read this I thought it was really informative. I appreciate you taking the time and energy to put this short article together. I once again find myself personally spending a lot of time both reading and leaving comments. But so what, it was still worthwhile!

  27. The very next time I read a blog, Hopefully it does not disappoint me just as much as this one. I mean, Yes, it was my choice to read, but I truly thought you would have something interesting to say. All I hear is a bunch of crying about something you could fix if you weren’t too busy searching for attention.

  28. Hello there, I do believe your site may be having web browser compatibility problems. When I look at your website in Safari, it looks fine however, when opening in Internet Explorer, it’s got some overlapping issues. I just wanted to give you a quick heads up! Other than that, great website!

  29. I would like to thank you for the efforts you’ve put in writing this blog. I am hoping to see the same high-grade blog posts by you in the future as well. In truth, your creative writing abilities has inspired me to get my own, personal website now 😉

  30. Your style is unique compared to other folks I’ve read stuff from. Many thanks for posting when you’ve got the opportunity, Guess I will just book mark this site.

  31. You are so interesting! I do not believe I’ve truly read a single thing like that before. So good to discover somebody with some unique thoughts on this subject matter. Seriously.. thanks for starting this up. This site is one thing that is required on the web, someone with a bit of originality!

  32. May I just say what a relief to discover a person that really understands what they are discussing on the net. You certainly understand how to bring a problem to light and make it important. More people have to check this out and understand this side of the story. I was surprised you aren’t more popular given that you surely have the gift.

  33. Great web site you’ve got here.. Itís hard to find high-quality writing like yours these days. I seriously appreciate individuals like you! Take care!!

  34. An outstanding share! I have just forwarded this onto a friend who has been conducting a little research on this. And he in fact bought me dinner due to the fact that I stumbled upon it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending the time to discuss this matter here on your site.

  35. Iím impressed, I have to admit. Seldom do I come across a blog thatís both educative and interesting, and without a doubt, you’ve hit the nail on the head. The issue is something not enough folks are speaking intelligently about. I am very happy I stumbled across this during my search for something concerning this.

  36. An impressive share! I’ve just forwarded this onto a co-worker who was conducting a little research on this. And he actually ordered me dinner due to the fact that I stumbled upon it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending time to talk about this issue here on your website.

  37. Next time I read a blog, Hopefully it won’t fail me just as much as this one. I mean, I know it was my choice to read through, however I truly thought you’d have something useful to talk about. All I hear is a bunch of whining about something that you could possibly fix if you were not too busy seeking attention.

  38. May I simply say what a relief to discover someone that really understands what they’re talking about online. You actually understand how to bring a problem to light and make it important. More people ought to check this out and understand this side of your story. I can’t believe you aren’t more popular given that you surely have the gift.

  39. Having read this I thought it was rather enlightening. I appreciate you taking the time and energy to put this article together. I once again find myself spending a significant amount of time both reading and posting comments. But so what, it was still worth it!

  40. I was excited to uncover this site. I need to to thank you for ones time for this particularly wonderful read!! I definitely liked every little bit of it and I have you book marked to look at new things on your site.

  41. I just could not leave your website before suggesting that I extremely loved the usual info
    a person supply on your visitors? Is gonna be again ceaselessly in order
    to inspect new posts

  42. An outstanding share! I’ve just forwarded this onto a colleague who had been doing a little research on this. And he actually ordered me lunch because I stumbled upon it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to talk about this subject here on your web site.

  43. I’m truly enjoying the design and layout of your blog. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a designer to create your theme? Excellent work!

  44. After looking into a handful of the articles on your web site, I honestly like your technique of blogging. I saved as a favorite it to my bookmark webpage list and will be checking back soon. Please check out my website too and tell me how you feel.

  45. Hi,I am feeling so much happiness after reading your explanatory article. This article is genuinely helpful for me and hope for other users. Thank you so much for publishing such type of articles and request to keep on your standard.

  46. Iím impressed, I have to admit. Seldom do I encounter a blog thatís both equally educative and amusing, and without a doubt, you have hit the nail on the head. The problem is something which too few men and women are speaking intelligently about. Now i’m very happy I stumbled across this in my search for something concerning this.

  47. An impressive share! I’ve just forwarded this onto a coworker who was doing a little homework on this. And he in fact ordered me dinner simply because I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending the time to discuss this subject here on your web page.

  48. Howdy, I believe your blog could possibly be having internet browser compatibility issues. Whenever I take a look at your blog in Safari, it looks fine however, when opening in I.E., it has some overlapping issues. I just wanted to give you a quick heads up! Other than that, wonderful blog!

  49. Having read this I believed it was rather enlightening. I appreciate you taking the time and energy to put this short article together. I once again find myself personally spending way too much time both reading and posting comments. But so what, it was still worth it!

  50. Hello there, I do think your website might be having browser compatibility issues. Whenever I take a look at your site in Safari, it looks fine however when opening in Internet Explorer, it’s got some overlapping issues. I merely wanted to provide you with a quick heads up! Aside from that, fantastic site!

  51. Hello there! This blog post could not be written much better! Looking through this post reminds me of my previous roommate! He constantly kept talking about this. I am going to send this article to him. Pretty sure he will have a good read. Many thanks for sharing!

  52. After looking over a handful of the blog articles on your website, I seriously like your way of writing a blog. I book marked it to my bookmark website list and will be checking back soon. Take a look at my website too and let me know your opinion.

  53. After looking at a few of the blog posts on your web page, I seriously like your technique of writing a blog. I book marked it to my bookmark website list and will be checking back in the near future. Take a look at my web site too and tell me your opinion.

  54. Right here is the right website for everyone who really wants to find out about this topic. You understand so much its almost hard to argue with you (not that I really will need toÖHaHa). You definitely put a brand new spin on a topic which has been discussed for years. Great stuff, just wonderful!

  55. I’m very pleased to uncover this web site. I wanted to thank you for ones time for this fantastic read!! I definitely really liked every little bit of it and i also have you bookmarked to check out new things in your website.

  56. May I just say what a comfort to discover someone that truly knows what they are discussing online. You certainly know how to bring an issue to light and make it important. A lot more people must read this and understand this side of the story. It’s surprising you are not more popular because you most certainly have the gift.

  57. Howdy, I think your site could possibly be having browser compatibility problems. Whenever I look at your website in Safari, it looks fine however, if opening in IE, it’s got some overlapping issues. I just wanted to give you a quick heads up! Other than that, fantastic site!

  58. After looking over a number of the blog posts on your web page, I honestly appreciate your way of blogging. I bookmarked it to my bookmark webpage list and will be checking back in the near future. Take a look at my website too and tell me your opinion.

  59. The next time I read a blog, Hopefully it does not fail me as much as this particular one. After all, I know it was my choice to read, but I actually believed you would probably have something helpful to talk about. All I hear is a bunch of complaining about something that you could fix if you were not too busy searching for attention.

  60. An impressive share! I have just forwarded this onto a co-worker who has been doing a little research on this. And he in fact ordered me dinner due to the fact that I discovered it for him… lol. So let me reword this…. Thanks for the meal!! But yeah, thanx for spending some time to discuss this topic here on your website.

  61. After I initially commented I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on each time a comment is added I recieve 4 emails with the same comment. There has to be an easy method you can remove me from that service? Kudos!

  62. Iím amazed, I must say. Seldom do I encounter a blog thatís both equally educative and interesting, and let me tell you, you’ve hit the nail on the head. The problem is something which too few folks are speaking intelligently about. I’m very happy I came across this during my hunt for something relating to this.

  63. Hi, I believe your website could be having web browser compatibility problems. Whenever I look at your blog in Safari, it looks fine however, when opening in I.E., it’s got some overlapping issues. I merely wanted to provide you with a quick heads up! Besides that, fantastic site!

  64. Your style is so unique compared to other folks I’ve read stuff from. I appreciate you for posting when you’ve got the opportunity, Guess I will just bookmark this blog.

  65. After looking at a number of the blog articles on your blog, I really appreciate your technique of writing a blog. I saved it to my bookmark site list and will be checking back soon. Take a look at my website as well and let me know your opinion.

  66. Right here is the right site for anyone who hopes to find out about this topic. You realize a whole lot its almost tough to argue with you (not that I actually will need toÖHaHa). You certainly put a brand new spin on a topic that has been discussed for ages. Great stuff, just excellent!

  67. I blog frequently and I truly appreciate your information. The article has truly peaked my interest. I’m going to bookmark your blog and keep checking for new information about once a week. I opted in for your Feed as well.

  68. Having read this I thought it was really informative. I appreciate you spending some time and effort to put this article together. I once again find myself spending way too much time both reading and leaving comments. But so what, it was still worthwhile!

  69. Can I simply say what a comfort to uncover somebody who truly knows what they are discussing on the net. You actually understand how to bring a problem to light and make it important. A lot more people really need to look at this and understand this side of the story. It’s surprising you are not more popular because you certainly have the gift.

  70. Having read this I thought it was rather informative. I appreciate you taking the time and energy to put this informative article together. I once again find myself personally spending way too much time both reading and leaving comments. But so what, it was still worthwhile!

  71. After looking at a number of the blog posts on your web site, I truly like your way of blogging. I saved as a favorite it to my bookmark website list and will be checking back soon. Please visit my website as well and tell me your opinion.

  72. The next time I read a blog, Hopefully it doesn’t disappoint me as much as this particular one. I mean, Yes, it was my choice to read through, but I genuinely thought you’d have something helpful to say. All I hear is a bunch of complaining about something that you can fix if you were not too busy seeking attention.

  73. I blog quite often and I seriously appreciate your content. The article has really peaked my interest. I am going to take a note of your blog and keep checking for new details about once per week. I opted in for your RSS feed too.

  74. May I just say what a comfort to discover someone who really understands what they are discussing online. You certainly realize how to bring a problem to light and make it important. More and more people have to look at this and understand this side of the story. I can’t believe you’re not more popular because you definitely possess the gift.

  75. An outstanding share! I have just forwarded this onto a coworker who has been conducting a little research on this. And he actually ordered me breakfast simply because I discovered it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending the time to talk about this matter here on your website.

  76. Having read this I believed it was really enlightening. I appreciate you finding the time and energy to put this short article together. I once again find myself personally spending way too much time both reading and commenting. But so what, it was still worthwhile!

  77. You’re so cool! I don’t believe I’ve read a single thing like that before. So wonderful to find somebody with a few unique thoughts on this subject. Really.. thanks for starting this up. This site is one thing that’s needed on the web, someone with a bit of originality!

  78. Oh my goodness! Awesome article dude! Thank you so much, However I am having problems with your RSS. I donít know why I cannot subscribe to it. Is there anybody having similar RSS problems? Anyone that knows the answer can you kindly respond? Thanks!!

  79. Hi, I do think this is a great web site. I stumbledupon it 😉 I will come back once again since i have saved as a favorite it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

  80. Hi there! This article couldnít be written any better! Reading through this post reminds me of my previous roommate! He constantly kept talking about this. I most certainly will forward this information to him. Pretty sure he’ll have a good read. Thanks for sharing!

  81. Oh my goodness! Impressive article dude! Thank you, However I am experiencing issues with your RSS. I donít know why I cannot subscribe to it. Is there anybody getting identical RSS issues? Anyone who knows the answer will you kindly respond? Thanx!!

  82. After I originally commented I appear to have clicked on the -Notify me when new comments are added- checkbox and now every time a comment is added I get four emails with the exact same comment. There has to be an easy method you can remove me from that service? Thanks!

  83. May I just say what a comfort to find someone who truly understands what they’re discussing over the internet. You actually know how to bring an issue to light and make it important. A lot more people ought to look at this and understand this side of the story. I was surprised that you’re not more popular given that you definitely have the gift.

  84. Right here is the right site for everyone who would like to find out about this topic. You realize so much its almost hard to argue with you (not that I personally will need toÖHaHa). You definitely put a new spin on a topic which has been discussed for a long time. Excellent stuff, just wonderful!

  85. This is the right website for anybody who really wants to find out about this topic. You know a whole lot its almost tough to argue with you (not that I personally will need toÖHaHa). You definitely put a brand new spin on a subject that has been discussed for decades. Great stuff, just wonderful!

  86. Hi, I do believe this is an excellent web site. I stumbledupon it 😉 I am going to return once again since i have bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to guide others.

  87. Iím amazed, I have to admit. Rarely do I encounter a blog thatís both educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is something which too few people are speaking intelligently about. I’m very happy that I came across this in my hunt for something concerning this.

  88. Right here is the perfect blog for anybody who would like to understand this topic. You realize so much its almost tough to argue with you (not that I personally would want toÖHaHa). You certainly put a new spin on a subject which has been written about for many years. Wonderful stuff, just excellent!

  89. Having read this I believed it was really enlightening. I appreciate you taking the time and energy to put this short article together. I once again find myself spending a significant amount of time both reading and leaving comments. But so what, it was still worthwhile!

  90. An intriguing discussion is definitely worth comment. I think that you need to publish more on this topic, it may not be a taboo matter but usually people do not talk about these subjects. To the next! Many thanks!!

  91. Right here is the perfect website for everyone who wants to find out about this topic. You understand so much its almost tough to argue with you (not that I personally would want toÖHaHa). You definitely put a brand new spin on a subject which has been written about for ages. Wonderful stuff, just excellent!

  92. I would like to thank you for the efforts you have put in writing this website. I’m hoping to check out the same high-grade blog posts from you later on as well. In fact, your creative writing abilities has encouraged me to get my own, personal blog now 😉

  93. scoliosisI was recommended this blog by my cousin. I am not sure whether this postis written by him as no one else know such detailed about my trouble.You’re amazing! Thanks! scoliosis

  94. Hello there, I do think your site could be having browser compatibility problems. When I look at your site in Safari, it looks fine however, if opening in I.E., it has some overlapping issues. I just wanted to provide you with a quick heads up! Other than that, great blog!

  95. After looking at a number of the articles on your website, I seriously appreciate your way of blogging. I saved as a favorite it to my bookmark website list and will be checking back in the near future. Please visit my web site too and tell me how you feel.

  96. Great site you have here.. Itís difficult to find good quality writing like yours these days. I seriously appreciate individuals like you! Take care!!

  97. This is the perfect webpage for everyone who hopes to find out about this topic. You know a whole lot its almost hard to argue with you (not that I actually would want toÖHaHa). You definitely put a fresh spin on a subject which has been discussed for decades. Excellent stuff, just wonderful!

  98. Hello, I think your web site might be having internet browser compatibility problems. When I look at your website in Safari, it looks fine however, if opening in IE, it’s got some overlapping issues. I merely wanted to provide you with a quick heads up! Besides that, fantastic website!

  99. What’s Happening i’m new to this, I stumbled upon this I have found It positively helpful and it has helped me out loads. I hope to contribute & help other users like its aided me. Great job.

  100. I blog often and I truly thank you for your content. This article has really peaked my interest. I will take a note of your website and keep checking for new details about once a week. I opted in for your Feed too.

  101. May I simply say what a relief to discover someone that truly knows what they’re discussing on the web. You actually realize how to bring a problem to light and make it important. More and more people have to read this and understand this side of your story. It’s surprising you aren’t more popular since you definitely have the gift.

  102. A fascinating discussion is worth comment. I do think that you need to write more about this subject, it might not be a taboo subject but usually folks don’t speak about such issues. To the next! Best wishes!!

  103. I seriously love your website.. Very nice colors & theme. Did you create this amazing site yourself? Please reply back as Iím looking to create my own personal website and would love to know where you got this from or just what the theme is called. Appreciate it!

  104. After I initially commented I appear to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I recieve 4 emails with the same comment. Is there a means you can remove me from that service? Kudos!

  105. I must thank you for the efforts you have put in writing this website. I am hoping to see the same high-grade content by you later on as well. In fact, your creative writing abilities has inspired me to get my very own site now 😉

  106. Oh my goodness! Amazing article dude! Thanks, However I am having problems with your RSS. I donít know why I can’t join it. Is there anybody getting the same RSS problems? Anybody who knows the solution can you kindly respond? Thanks!!

  107. After I initially commented I seem to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I receive four emails with the same comment. Perhaps there is a way you can remove me from that service? Many thanks!

  108. Oh my goodness! Incredible article dude! Many thanks, However I am encountering troubles with your RSS. I donít know why I can’t join it. Is there anyone else having the same RSS issues? Anybody who knows the answer will you kindly respond? Thanks!!

  109. This is the perfect site for everyone who would like to understand this topic. You realize so much its almost hard to argue with you (not that I actually will need toÖHaHa). You definitely put a brand new spin on a topic that has been written about for ages. Excellent stuff, just excellent!

  110. May I just say what a relief to discover somebody who actually knows what they are discussing on the net. You actually know how to bring a problem to light and make it important. More people have to look at this and understand this side of your story. I can’t believe you aren’t more popular given that you definitely have the gift.

  111. I do believe all the ideas you have introduced on your post. They are really convincing and can certainly work. Nonetheless, the posts are very quick for starters. Could you please prolong them a bit from next time? Thank you for the post.

  112. Having read this I thought it was really enlightening. I appreciate you taking the time and effort to put this informative article together. I once again find myself spending way too much time both reading and commenting. But so what, it was still worthwhile!

  113. Having read this I thought it was extremely enlightening. I appreciate you taking the time and effort to put this content together. I once again find myself spending a lot of time both reading and commenting. But so what, it was still worthwhile!

  114. After looking at a few of the articles on your web site, I honestly like your way of blogging. I book-marked it to my bookmark webpage list and will be checking back in the near future. Take a look at my website as well and let me know how you feel.

  115. An outstanding share! I’ve just forwarded this onto a friend who was doing a little research on this. And he in fact ordered me breakfast simply because I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending some time to discuss this topic here on your web site.

  116. This is the perfect blog for anybody who really wants to find out about this topic. You understand so much its almost tough to argue with you (not that I really would want toÖHaHa). You certainly put a new spin on a subject that has been discussed for many years. Excellent stuff, just wonderful!

  117. Good post. I learn something totally new and challenging on websites I stumbleupon every day. It’s always helpful to read through articles from other writers and practice a little something from their web sites.

  118. The very next time I read a blog, I hope that it doesn’t disappoint me just as much as this particular one. I mean, Yes, it was my choice to read, nonetheless I actually thought you would probably have something helpful to talk about. All I hear is a bunch of crying about something you could fix if you weren’t too busy searching for attention.

  119. Iím impressed, I must say. Seldom do I encounter a blog thatís both educative and entertaining, and without a doubt, you have hit the nail on the head. The problem is an issue that not enough folks are speaking intelligently about. I’m very happy I stumbled across this in my search for something concerning this.

  120. The very next time I read a blog, I hope that it won’t fail me as much as this one. I mean, Yes, it was my choice to read, nonetheless I truly believed you would probably have something interesting to talk about. All I hear is a bunch of complaining about something you could possibly fix if you were not too busy looking for attention.

  121. After I initially left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I receive four emails with the exact same comment. Perhaps there is a means you can remove me from that service? Kudos!

  122. An intriguing discussion is definitely worth comment. I do believe that you should publish more on this subject, it might not be a taboo subject but typically folks don’t speak about these issues. To the next! All the best!!

  123. Oh my goodness! Awesome article dude! Thank you so much, However I am having problems with your RSS. I donít know the reason why I cannot join it. Is there anyone else getting similar RSS problems? Anyone that knows the solution can you kindly respond? Thanx!!

  124. I must thank you for the efforts you’ve put in writing this website. I am hoping to view the same high-grade blog posts by you later on as well. In truth, your creative writing abilities has inspired me to get my own blog now 😉

  125. I really love your site.. Very nice colors & theme. Did you develop this web site yourself? Please reply back as Iím planning to create my own personal website and want to find out where you got this from or just what the theme is called. Thanks!

  126. That is a very good tip particularly to those fresh to the blogosphere. Simple but very accurate informationÖ Thank you for sharing this one. A must read article!

  127. Wonderful blog! I found it while surfing around on Yahoo News.Do you have any suggestions on how to get listed in Yahoo News?I’ve been trying for a while but I never seem to get there!Many thanks

  128. Hello, I do think your web site might be having browser compatibility problems. Whenever I look at your website in Safari, it looks fine however when opening in IE, it’s got some overlapping issues. I merely wanted to provide you with a quick heads up! Apart from that, fantastic site!

  129. Iím amazed, I have to admit. Rarely do I come across a blog thatís both equally educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is something that not enough people are speaking intelligently about. I am very happy that I stumbled across this in my hunt for something relating to this.

  130. Can I simply say what a relief to uncover someone who truly knows what they’re discussing on the web. You definitely understand how to bring an issue to light and make it important. More people have to read this and understand this side of the story. It’s surprising you aren’t more popular because you surely have the gift.

  131. You’re so interesting! I don’t suppose I have read something like that before. So great to discover another person with some genuine thoughts on this subject matter. Seriously.. thanks for starting this up. This site is something that is needed on the internet, someone with some originality!

  132. I’m excited to discover this web site. I need to to thank you for ones time due to this wonderful read!! I definitely really liked every little bit of it and I have you book marked to check out new things on your website.

  133. Hi, I do think this is a great site. I stumbledupon it 😉 I may revisit yet again since i have bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to help others.

  134. After I originally left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I receive four emails with the exact same comment. There has to be a way you are able to remove me from that service? Appreciate it!

  135. I absolutely love your blog.. Pleasant colors & theme. Did you build this web site yourself? Please reply back as Iím hoping to create my very own blog and would love to find out where you got this from or what the theme is called. Cheers!

  136. An intriguing discussion is worth comment. I believe that you need to write more on this topic, it might not be a taboo subject but usually people don’t talk about these subjects. To the next! Many thanks!!